Motorcycle Accident Attorney
Riding a motorcycle can carry a certain amount of risk, as you are not as well protected as you might be when driving a car or truck, but you might depend on other drivers’ insurance to compensate you in case of an accident. However, if you are struck by an uninsured driver, this could seriously affect how quickly you recover and whether you are able to pay off your medical bills. Recovering compensation may not be simple in this case, but there are several actions you can take to attempt it.
Speak To a Lawyer
Seeking help from a personal injury attorney can help you discover your options when it comes to recovering money from an accident from an uninsured motor. A lawyer may be able to assist you with a variety of tasks related to your accident, including:
- Reviewing your own insurance policy
- Naming defendants in a lawsuit
- Determine the value of total damages
Retaining legal assistance may also give you a voice and representation if you are seriously injured and mobility is an issue.
Understand the Limits of Personal Injury Protection
Some states require drivers to carry a certain amount of personal injury protection, which protects them from injuries caused in an accident and pays their medical bills. However, most insurance policies do not include this type of coverage. If you do not have PIP under your current insurance, ask your attorney what other options you might have for paying your medical bills or covering property damage with your own insurance.
File Damages Against the Driver
If your own insurance offers limited coverage for damages incurred with an uninsured motorist, you may be able to recover by taking the driver to court. However, if the driver failed to carry insurance coverage due to financial hardship, you may run into another roadblock, even if you win the case. You may want to ask your attorney if this course of action will net you any compensation.
Determine the Value of Damaged Property
While your attorney can place a value on the total amount of damages you suffered in an accident, you may want to research the value of your motorcycle if it is declared a total loss after the accident. An insurance adjuster from your own carrier may inspect your bike’s damage, but understanding the fair market value of your bike can help you feel more confident about recovering that total in court.
When an uninsured motorist hits your motorcycle, it can turn your world on its head, but you do not have to face the future alone.
